Just Before You Pay!

Key Text: Proverbs 25:5 GNT

Plan carefully and you will have plenty; if you act too quickly, you will never have enough.

Have you ever gone to the market without planning to buy something, but when you saw it, you loved it and you just bought it? The purchase was plainly emotional buying and it made you feel good; many of us are guilty of that. In fact many people visit the store sporadically and now use shopping as a therapy for feeling good. Anyone who has formed the habit of spending before thinking is headed for financial disaster.

One of the major reason businesses and individuals are stuck is because they do not have a clear cut budget. A budget is principally assigning responsibility for every dollar that comes into your hands. It’s telling your money where it should go. Solomon who was the wealthiest in his time gave this insight in the text above “…if you act too quickly, you will never have enough.” It’s very important to plan carefully! Continue reading

Set The Records Straight!

Key Text: John 21:11

Simon Peter went up and dragged the net to land, full of large fish, ONE HUNDRED AND FIFTY THREE; and although there were so many, the net was not broken.

One of the ways to know whether or not you are growing is to keep proper records of the resources that pass through your hands. Unfortunately, many people do not want to be bogged down with details and only few will take their time to keep proper accounts of the state of affairs of their business or their personal lives.

Jesus had a treasurer to keep records of resources, and the scripture talks about God keeping “Books” in heaven, even though He is All-Knowing. All these point to the inevitable importance of record keeping. Continue reading

Who’s on Board? -Team Building 2

Key Text: Proverbs 15:22

Plans fail for lack of counsel, but with many advisers they succeed.

One of the rules of success in life is to submit your decisions to the scrutiny and review of “WISE COUNSELORS”.  It is only in very rare cases that you find yourself doing something that has never been done before or charting a course for which no one has ever attempted.

Building a team also requires building your network of mentors. A lot of disappointments and heartaches will be avoided if you get the right people to take you by the hand or point you in the right direction. Mentorship is now the single-biggest catalyst in the growth of many successful enterprises; take advantage of it. Continue reading

Who’s on Board? -Team Building 1

Key Text: Ecclesiastes 4:12

Though one may be overpowered, two can defend themselves. A cord of three strands is not quickly broken.

There are probably very few more important characteristics of business success than that of building an effective and dependable team. One of the cheapest and most dangerous mindset of new business owners is that of thinking they can do it by themselves.

In a concert, it will be very difficult for only a drum to make great melody, but when combined with other instruments in an organized tune, there would be a symphony. Working all by yourself, will be stressful and very lonely if you do not allow anyone else to offer you help.

God said in Genesis 2:18” “It is not good that man should be alone; I will make him a helper comparable to him.” He understands that we cannot really do anything much in isolation. He knows that wonderful things happen when people of complementary characteristics get together. Continue reading

One Size DOESN’T fit ALL

Key Text: Luke 4:18

“The Spirit of the Lord is upon me, because He has anointed me to preach the gospel to the poor; He has sent me to heal the brokenhearted, to proclaim liberty to the captives and recovery of sight to the blind, to set at liberty those who are oppressed.

Many business owners spend huge amounts on marketing their products to everyone and are then shocked at the daunting low results that their marketing efforts produce. Many believe that EVERYONE is a potential customer for their product or service and therefore EVERYONE is included in their target market- This is a total misconception!

Jesus knew whom He was sent to. He understood perfectly the power of target marketing and with that, He got outstanding result. He was constantly found amongst the poor and the oppressed of the society. He was busy healing the sick, raising the dead, casting out demons, feeding the crowd: He was crystal clear about his target. Once in a while He got people like Nicodemus the Pharisee and Zacchaeus the tax collector, but these are just the rippling effect of the efficiency of his ministry. Continue reading

Bring Out Your Calculator-Plan!

Key Text: Proverbs 24:3-4 TLB

Any enterprise is built by wise planning, becomes strong through common sense, and profits wonderfully by keeping abreast of the facts.  

Research has shown that only about 3% of adults plan their future. Yet those 3% accomplish five to ten times more in their lifetime than do the other 97%. It is sad to know that more people plan their vacation than plan their lives.

The creation story brings to bear the power of strategic planning: God created the firmament before he made the birds; He made the seas and oceans before the fishes were created to inhabit it. Man was created after plants and other things were put in place to sustain him. The magnificent creation of the universe was achieved by the power of Planning. Continue reading